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Basically a fixed rate loan locked in for a pre-established period of time, these mortgages allow you to pay all of your interest at the beginning rather than the end of each yearly period. Those seeking this type of real estate credit option can find help here at Selectabroker. Our Australia-wide network of specialists allows you to locate someone knowledgeable about interest in advance loans within your local area. All you need to do is send us an online enquiry or get in touch over the phone, and we will find a suitable expert in the region who can help.

Paying everything upfront has its advantages. Firstly, you may actually get a lower rate from the lender since they will have your money ahead of time. Thus, you can reduce your overall expenses with interest in advance finance. Secondly, this prior payment can decrease your taxable income quite drastically. You may even slide your annual income into a lower tax bracket, reducing the amount of tax you pay overall. Talk to one of our brokers and your personal accountant to find out how you can finance your next property purchase and avoid paying too much tax at the same time.



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