Phillip Island Brokers

Get Free No Obligation Advice From Specialist Phillip Island Brokers Today.

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Trusted by 1000's of Happy Australian Home & Business Owners

Get free specialist loan advice

I want to buy a home

Discover tailored mortgage solutions that fit your budget and lifestyle.

I want a commercial loan

Unlock funding options to grow your business and reach new heights

I want rural finance

Get specialised finance designed for rural properties and agriculture.

I want a car, truck, or equipment loan

Drive your business forward with flexible vehicle and equipment financing.

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Empowering our clients with the right financial tools is more than a job —
it's our mission.
Craig Gadsden - Director: Selectabroker
Craig Gadsden
Selectabroker Director
At Selectabroker, we bridge the gap between opportunity and success for first-time and seasoned borrowers alike.
Select a Mortgage Broker Director: Chris Norton
Chris Norton
Selectabroker Director

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Get Specialised Phillip Island Brokers to provide you with personalised financial solutions.

The Importance of an Advocate

Your home is one of the biggest investments you’ll make in your lifetime. It’s a pretty big step in your life, and not one you should take lightly. You should plan your investment very well, deciding how much you are willing to spend and how long you’re willing to pay a mortgage. It’s important that you weigh the pros and cons very carefully. However, you can’t accurately assess the pros and cons as well as the risks and rewards without the help of some professionals. Experts in the field can help you judge possible outcomes and futures so you know what you’re getting into. Those professionals are called mortgage brokers. Quality brokers are people who work with you to ensure that you are getting the best possible loan for your property. In addition to making sure that you’re getting what you pay for, they can help ensure that the process goes quickly and smoothly. All of that financial talk plus legalese can result in a very confusing set of documents. Your banker understands them; so, you need somebody on your side who understands them too.

Understanding legal documents and facilitating mortgages is what we at Select a Broker specialise in. We offer professional mortgage advice to help guide you through the process of applying, we oversee the signing the loan agreement to make sure that you understand exactly what you’re signing, and then we check in with you afterwards to make sure it’s going smoothly. Our team of specialists is experienced, trustworthy, professional, and knowledgeable. They will make sure that you end up with a quality mortgage that fits your needs as well as your budget. We offer our services free of charge, which means you don’t have to pay anything. Also, we can be contacted 7 days a week. We’re usually available by phone until 7 in the evening at 1300 510 045. Or you can send us an email using the form on this page. We’d be happy to discuss your issues and make sure you get the best possible mortgage.

Finding a Broker in Phillip Island

Phillip Island is an island about 140 km away from Melbourne. It’s named after the first governor of New South Wales, Arthur Phillip. It is a natural breakwater for the Western Port. The island measures about 26km by 9 km and features 97 km of beautiful blue-water coastline. The island is a gorgeous holiday spot that also features a permanent population of about 10,000 people. It is a pretty rapidly growing population that has grown by over 2,000 people in the last ten years. The island is connected to the mainland by way of a 640-metre bridge from San Remo to Newhaven. Whether you are looking for a permanent or a holiday home, Phillip Island is an incredible choice. The weather is wonderful, and it’s full of wonderful opportunities to enjoy the sun. The population increases to about 40,000 during the summer. So, if you are looking for a rental property or opening a seasonal business, it could be a great choice as those people will need somewhere to stay and to eat.

Find Specialist Mortgage Brokers Near You

Trusted by 1000's of Australian's

Just a few of our happy customers

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David & Clare
Castlemaine, VIC

When we found you guys we thought we had no hope. 3 Banks said no, and you were able find the right home for us. How you guys work for free amazes us

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Mai
Surry Hills, NSW

The extensive documentation required seemed daunting, but Select a Mortgage Broker helped me organise everything efficiently. The process was smooth and stress-free

Peter from Busselton got a commercial loan to expand his business
Jimmy K.
Busselton, WA

Being self-employed, I was concerned about proving stable income, but Select a Mortgage Broker worked with me to find the best loan option. Their dedication finding me the right loan was exceptional! Highly recommend.

Over 100+ 4 star Facebook Review's
Over 200+ 4 star Google Review's

Selectabroker Services VS Other Loan Options

Select a Mortgage Broker Director: Chris Norton

Easy Loan Application Process

Chat with Chris to get you connected with specialist mortgage brokers in victoria and fast-track your mortgage application.

 

Enjoy a hassle-free process with timely updates and expert support until your loan is approved.

Step 1: Initial Consultation

Personalised Assessment: We begin with a one-on-one consultation to understand your specific needs, financial situation, and long-term goals.

Information Gathering: We'll discuss the type of property you are interested in, its size, location, and your financial details to tailor the best loan options.

Step 2: Exploring Finance Options

Presenting Choices: Based on our initial consultation, we'll present a range of loan products from various lenders that best suit your unique requirements.

Expert Guidance: Our team will explain the pros and cons of each option, interest rates, repayment structures, and any special conditions.

Step 3: Application Preparation

Document Compilation: We assist in gathering all necessary documentation, including proof of income, property details, and any other required financial information.

Application Submission: We ensure your loan application is comprehensive and robust, increasing the likelihood of approval.

Step 4: Loan Processing

Lender Liaison: We act as your advocate, liaising with lenders to navigate the complexities of the lending process.

Status Updates: Regular communication is maintained throughout the loan processing phase, keeping you informed at every step.

Step 5: Approval and Settlement

Approval Notification: Once approved, we'll discuss the loan agreement details, ensuring you understand all aspects of the contract.

Settlement Coordination: We coordinate the settlement process, ensuring all legal and financial requirements are met for a smooth transaction.

Step 6: Ongoing Support

Post-settlement Assistance: Our relationship doesn’t end at settlement. We offer ongoing support for any future adjustments or refinancing needs.

Continuous Partnership: We take pride in being a part of your financial journey, committed to helping you achieve and maintain your financial goals.

Loan Calculators

Our tools are not just calculators; they are your first step towards smarter financial planning.

Borrowing Power Calculator

  • Discover how much you could potentially borrow based on your income and expenses.
  • Plan your purchase with confidence knowing what you can afford.

Loan Repayment Calculator

  • Visualise your monthly repayment schedule.
  • Adjust the interest rates and term to see how it impacts your monthly budget.

Stamp Duty Calculator

  • Calculate the tax payable on your new property purchase with ease.
  • Understand potential concessions or exemptions you might be eligible for.

Loan & Finance Insights:
Make informed decisions

Stay ahead with expert advice and the latest updates on loans, finance, and market trends. Our in-depth articles guide you through the complexities of financial decisions, helping you make informed, confident choices.

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Craig Gadsden

Craig Gadsden

Loan Expert

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Craig Gadsden
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